Posts Tagged ‘hohomeowners insurance claim’

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Insurance Claims Step by Step Process - Part 5

Friday, June 20th, 2008

Step by Step Process - Part  5

I have the process moving along now, and I took the check and overnighted it about 2 days ago.  Here is what I had to do to speed things up.  I went to the post office, did the overnight of the check and included an “overnight envelope” to the insurance department of the lender.  From there I also included my check “not endorsed”  and asked them to endorse it.  This particular lender said that since the check was under $10,000 and my account was current they would endorse it and send it back to me.  You have to be under the lenders $ threshold, and be current on payments.  I just called the insurance department at the lender today to verify that they got it, and they said they did and endorsed it and mailed it back out.  This is great news.  I heard that the contractor thought the siding didn’t match, so my contractor is going to follow up with the insurance adjuster to let them know their are a few matching pieces possibly left, but it’s discontinued and we need to continue with the claim and get new siding or both sides (twin homes remember).  So I should have my check in the next few days, and I will get the roof job started and siding when I get a chance.  I will keep you updated as things progress.

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Insurance Claims Step by Step Process - Part 4

Tuesday, June 17th, 2008

Step by Step Process - Part  4

I have been on the phone today with the lender and contractor and went over some things.  The lastest update is that I got a supervisor in the insurance department with the lender and they have a way for me to send in the adjusters inspection info and the check and they will endorse it and mail it back to me.  So tomorrow I will be over nighting the check, they will process it for 2-3 days and send it right back to me provided I send them a self-addressed envelope.  This is good news.  The contractor is in contact with the adjuster to talk about the siding match and they are going to need to have the siding shipped in from another state to compare it.  If it still doesn’t match like they say, then we will have to go through a process of disputing it I suppose.   For now we are planning on getting the roof done, wraps, gutters, and siding to match and parts replaced.  I will have a check in the mail , I’ll get that back, get it to the contractor and get him started on the job ASAP.

Closing is coming up soon, so I had to talk to the title company today, see my seller’s closing checklist post

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