Archive for the ‘loans’ Category

Why Rent when a loan is this easy…

Monday, July 12th, 2010

Let me explain this, we just had someone go to a 668 score, up 160 pts in only 6 weeks.   $499 for credit repair, NO foreclosure for 3 years, NO chapter 7 for 2 years, NO chapter 13 for 1 year, and just give us a few months to get your score up, and we’ll get you into any of up to 30+ grant, down payment assistance or 100% loan programs, so many too choose from, all that stands in the way for most people are the 1-3 year timeframe and the $499.   So why rent, when a home loan can easily be less money out of pocket than renting, save your money, use $499 for credit repair.

300+ Credit Score
$499 for a higher Credit Score
NO Foreclosure last 3 years
NO Chapter 7 last 2 years
NO Chapter 13 last 1 year

Call Me: 763-634-1766
ron@minnesotainvestors.com

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250+ Cash,PayDay,Loans,Unsecured,Credit Cards

Thursday, April 15th, 2010

If you have been wondering where to go to go online to get quick cash advance, a payday loan, unsecured loans, credit cards, or easy money, I’ve put together a directory of the best places to get money.  Please give me feedback on which lenders do the best job, there are fax and non fax lenders below.  You will find direct, you’ll find deposit, checks, and best of all many are instant.  We also understand that unsecured business credit loans are popular so we added those as well.  On the list are companies that will work with bad, fair, average and good credit people.  Whether you are using it for a small business, or need it for consolidating your loans, these offers are ready for you.

As far as credit card services and applications, we find that most all cards will fit into the following categories: low interest, balance transfer, rewards, cash back credit cards, airline mile, instant approval, pre-paid or debit cards, credit cards specializing in bad credit, secured credit cards, student credit cards, business credit cards, 0% APR, gas cards, and department cards.

This list was created because we have a lot of people that follow my Minnesota Real Estate email list and they are always looking for more money to buy a rent to own, or contract for deed, and sometimes home financing.  If you are interested in a home, please make sure you are on my Minnesota real estate list located at http://www.ronorr.com

1-Hour-Cash.com
2apply4aloan.com
500fastcash.com
5StarPaydayLoan.com
60minutecash.com
90dayadvances.com
Aaapaydaycash.com
Acecashexpress.com
Actionpaydayloans.com
AdvanceAmerica.net
Afsloansonline.com
Allbanks.org/paydayloans.php
AmericanExpress.com
Americaoneunsecured.com
AmOne.com
Apexpaydayloans.com
Applyngo.com
AutoCashUSA.com
Autopawn.com
AvantisFinancial.com
Azcashngo.com
Badcreditoffers.com
Badcreditloanservices.com
Badcreditunsecuredpersonalloans.com
Bankrate.com/credit-cards.aspx
Beneficial.com
Bigcashadvance.com
BigLender.com
BusinessAdvanceNow.com
CapitalOne
Personal Loans
Cardratings.com/database
Cashadvance.com
Cash-advances-in-1-hour.com
Cashadvancealliance.com/
Cashadvanceplanet.com/
Cashamerica.com
CashCall.com
CashCorner.com
CashFlowExperts.biz-Business
Credit
Cashloan.org
Cashloans.pro
Cashnetusa.com
Cashnowaz.com
CashTilPay.com
Cashtree.com
Checkcity.com
Checkintocash.com
Checkngo.com
Choicepersonalloans.com
CitiFinancial.com
Credit.com
for bad credit
Credit.com
student cards
Credit.com
gas cards
Credit.com
pre-paid and debit
Credit.com
cards for no credit
Credit.com
low APR cards
Credit.com
secured cards
Credit.com
rewards
Credit.com
balance ransfer
Creditcardguide.com
CreditCards.com-Low
Interest Rates
CreditCards.com
Balance Transfer
CreditCards.com
Rewards
CreditCards.com
cash back creditcard
CreditCards.com
Airline Miles
CreditCards.com
Instant Approval
CreditCards.com
pre-paid-debit
CreditCards.com
for bad credit
CreditCards.com
student credit
CreditCards.com
business credit
CreditCards.com
0% APR
Creditcard321.com
Top 50
Commercebank.com/personal/loans/personal-loans.asp
Commissionexpress.com
Creditfederal.com
Creditloan.com
Debtreliefusa.org
Directlendingsolutions.com
DiscountAdvances.com
DiscoverCard.com
Easyfastcashloans.com/
Easyonlinepaydayloan.com
Ecommissions.com
Elastic.com
Eloanpersonal.com
Ezpaydaycash.com
Ezunsecured.com
Fast-Advance.net
FastApprovalPayday.com
Fastcash.org
Fastdepositloans.com
Fastforwardapp.com
Fastwirecash.com
Firstamericacredit.com
Firstliberty-alliance.net
Freedomfinancialnetwork.com
Gimmiesomecash.com
GoSupremePaydayLoans.com
GreatLoansForBadCredit.com
HelloLocal.com
HFC.com
Horizoncashadvance.com
Idealpaydayloans.com
Inmyloans.com
LendingClub.com
Libertypaydaylending.com
Libertyunsecured.com
Lightspeedpayday.com
Loan-in-1-hour.com
MagnumCashAdvance.com
Mastercard.com
Mga.org
MoneyMutual.com
Moneynowusa.com
Mycashnow.com
Mypaydayloan.com
MyPaydayLoanCash.com
Nationalpayday.com
Nationalunsecured.com
Nationwideunsecured.com
Online-micro-loans.com
Ontimepaydayloan.com
Pacificadvance.com
Pay1Day.com
PaydayAdvance-Loan.Com
PaydayCashLoanMinneapolisMN.com
Paydayloan2me.com
Paydayloanaffiliate.com
Paydayloandraw.com
PayDayLoansLeader.com
Paydayloansmania.com
Paydayloansrus.net
Paydaymax.com
Paydayone.com
PeachtreeFinancial.com
Personalcashadvance.com
Personalcreditservices.com
Preferredpaydayloans.com
Quickcashadvanceonline.com
Quickpaydaycashadvance.net
Realcommissions.com
SameDayLoan.com
Snappayday.com
Snappymoney.com
Soniccash.com
Speedycash.com
Spotya.com
Successlendinggroup.org
Suddenpayday.com
Thepaydayamerica.com
Theviploanshop.com
ThinkCash.com
TitleandPayDayLoans.com
Titlecash.com
TitleMax.biz
Turbotitleloan.com
Unsecuredloanservices.com
Urgentcashloan.com
UsaCashIn1Hour.com
Usainstantpayday.com
Visa.com
Visionloanreferrals.com

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Down Payment Assistance Up to $15,000

Tuesday, June 2nd, 2009

NEW Federal Funds Program

6/2/2009

Funds Available:

$765,000.00

Estimate Federal Down Payment Assistance:

$14,999.00

Estimate Offer Price:

$100,000.00

(Line 31) Estimate Base Loan Amount: (add plus MIP after this number)

$85,001.00

These funds are to be used for a First Time Home Buyer with Low to Moderate Income if buying a home in the 11 county metro area. The property must meet or exceed the minimum property standards set by FHA and the home will be subject to a separate trained Home Inspector and chosen off of an approved Inspector roster.

 

Standard Requirements:

Please check yes to buyer elect to have a home inspection because it is a requirement of the loan approval.

Access to the Attic is required to verify acceptable ventilation of the structure.

 

If the home is a foreclosure the property must be vacant when the home inspector & the appraiser visit the property & the home must of been foreclosed on before the date of the purchase agreement.  If this is an existing home including a short sale, and people are living in it, it must be owner occupants and NOT RENTAL. If it is new construction, it must be an existing model, and not a to be built home. Closing must take place with in 30 days of reservation of funds. Vacant homes are ok, if they show up as vacant and are NOT rental properties. Condominiums and town homes must of been built after 1978.

 

A working stove and refrigerator must be in the property at the time of the home inspection.

-The stove and refrigerator do not have to be in the kitchen. They can be in the garage as long as they are working. They can be removed after the home inspection is completed or left on the curb or disposed of.

 

The Sellers will be paying for the borrowers closing costs and prepaid items up to the 6% of the sales price at the time of closing. (Included in the closing cost will be the fee for the home inspection and will be paid by the sellers out of the 6%)

 

Line 30 on page 1 of purchase agreement:    Percentage Down

14.9990000%

The Down payment funds will be placed as a silent second lien on the home at the funding of the first mortgage. Realtors-On the purchase agreement, check line 33 (a first mortgage with subordinate financing)

For your financing type please check line 35:   FHA

 

If the home buyer qualifies for the full $14,999 at closing and lives in the property for 5 years and one day as their primary residence $10,499 will be forgiven and the remainder of the funds will be paid back when the home is sold or if the home owners ever cease to occupy the property. The $14,999 silent second lien has NO accruing interest charges or monthly payments.

 

Repair escrows are not permitted and all repairs must be complete prior to closing.

 

www.RonOrr.com

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203k FHA 97% LTV Rehab Loan Program

Tuesday, December 16th, 2008

This is a program that should get a lot of people out buying houses with it’s many possibilities. It’s the 203K program which works with FHA financing and it’s got a very high 97% LTV and I find it to be a very aggressive loan program for rehabbers in this market.

*One Time Close

*97% LTV of After-Improved Value
(Value is determined by Appraisers estimate of the properties value after completing the proposed project)

*Up to $35,000 Available for Rehab Project

*50% of Total Rehab Amount Available the Day of Closing (No Waiting for Funds)

*6% Seller Concessions

Allowable Improvements and Repairs

*Repair/Replacement of Roofs, Gutters and Downspouts

*Repair/Replacement/Upgrade of Existing HVAC Systems

*Repair/Replacement/Upgrade of Plumbing and Electrical Systems

*Repair/Replacement of Flooring

*Minor Remodeling, Such as Kitchens and Bathrooms

*Painting, Both Exterior and Interior

*Weatherization, including Windows, Doors, Insulation, Weather Stripping Etc.

*Purchase and Installation of Appliances, including Free-Standing Ranges , Refrigerators, Washers/Dryers, Dishwashers and Microwave Ovens

*Accessibility improvements for Persons with Disabilities

*Lead-Based Paint Stabilization or Abatement of Lead-Based Paint Hazards

*Repair/Replace/Add Exterior Decks, Patios, and Porches

*Basement Finishing and Remodeling

*Basement Waterproofing

*Window and Door Replacements and Exterior Wall Re-siding.

*Septic System and/or Well Repair or Replacement

This information is deemed accurate, but can change at anytime, please email for the most recent guidelines.

Email me at ron@minnesotainvestors.com if interested in buying some homes with this program.

Borrower(s) Shopping Guide to Qualified Repairs Allowed with 3.5% Down

Minimum Down 3.5% of Total Project Cost (Funds can be own or gifted)

Repair/ Replacement of roof, gutters, downspouts with permit

Heating/air conditioning- possible permit

Upgrade/Repair plumbing, and electrical systems with permits

Septic system and/or well repair or replacement with permits

Replacement of flooring, windows, doors, exterior wall re-siding

Minor remodeling such as kitchen or bath with no structural repairs, permit maybe required

Painting of exterior/interior

Purchase and installation of appliances

Handicapped accessibility improvements

Weatherization, painting, basement waterproofing

Repair/replace/add deck, patio or porch with permit

Minor remodels that do not involve structural repairs

Basement finishing and remodeling, which does not involve structural repairs with a permit

Pool repair maximum of  $1,500 in repairs allowed

Examples of repairs that do not qualify for the program:

Major rehabilitation or major remodeling, such as the relocation of a load-bearing wall;

New construction (including room additions);

Repair of structural damage;

Repairs requiring detailed drawings or architectural exhibits;

Landscaping or similar site amenity improvements;

Any repair or improvement requiring a work schedule longer than six (6) months; or

Rehabilitation activities that require more than two (2) payments per specialized contractor

NO to a garage, unless you are repairing an existing one. Cannot build a garage.

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NEED MONEY FAST? Quick Cash! 24 hour Loans!

Thursday, October 2nd, 2008

Need 24 hour money loan FAST EZ Money

In this current economy a lot of people are looking for quick cash. People are looking for payday loans, or anything that’s a personal loan for their lives.  These loans can be called consolidation loans, and some people need the money even with bad credit.   Many of these loan programs are online.   The point is that the money is quick and easy and fast. There does seem to be a high premium or interest rate paid for these loans.   I have provided a long list of companies that provide very quick money. I personally have used HFC, Citifinancial and E-commission years ago on this list and it was the same day type of thing. Some of these you’ll need recent tax statements, some you may not. a few of these are quick money for real estate agents while they are waiting on commissions.  These are usually not business loans. To see the business loans section please visit my Tom Kish posting for unsecured business lines of credit.

I do want to mention that at the end of this list I am going to discuss some articles that are troubling to the housing market and how to solve it.  For many people the housing market has left them with little money. Also fuel prices, and groceries are sky rocketing causing many to need quick cash. Credit Card defaults are skyrocketing as people simply need money.  Please read the terms very carefully on this site. I may add more companies to this site, but if you need quick cash and pay day type of loan to solve some problems, for quick cash money please check out this list of easy loans, it may work even with bad credit:

CitiFinancial.com
CitiFinancial
8036 Brooklyn Boulevard
Brooklyn Park, 55445
763-424-6012

HFC.com
HFC
10100 6TH AVENUE NORTH
PLYMOUTH, MN 55441
763-593-1992

Beneficial.com
Beneficial
13501 BUSINESS CENTER DRIVE
ELK RIVER, MN 55330
763-441-8437

CashCall.com
866-590-CASH (2274)

For Real Estate Agents:

Ecommissions.com
1-877-882-4368
5914 West Courtyard Dr.
Suite 320
Austin, TX    78730
Tel: 877.882.4368
Fax: 877.882.6960

realcommissions.com
1-888-610-0003

commissionexpress.com
Phone 888-560-5501
FAX 703-560-5502

www.paydayloansrus.net
contact @ paydayloansrus.net

www.paydayone.com
888-PAYDAY1
888-729-3291

www.mycashnow.com
1-866-398-CASH
1-866-398-2274

www.paydaymax.com
1-877-937-3729

www.soniccash.com
1-866-574-CASH

Also if you have a decent credit score and want hundreds of thousands of dollars in unsecured business lines of credit please check out our article here for EZ business credit.

This is why you may need some quick cash based on the economy we are currently in, please read these articles, these
articles don’t include all the recent fall outs of other very big banks, and record drops in the stock market.

1 MILLION going into Foreclosure

Brokers ready to COLLAPSE

Big Housing Decline Ahead

Over 40% of House Sales are Distress Sales

Housing Timebomb

Housing Market Going Down

ARM Reset Chart

25% of SOLD’s are for a LOSS

After reading these articles if you feel that you may owe too much on your house or you feel stuck and need to do a short sale please read our Minnesota Short Sale Home article here:
Minnesota Short Sale Homes article

For today’s home loans and today’s EZ loan guidelines for 2009 check out this

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